Frequently Asked Questions
The minimum loan amount is €2,000 (or its equivalent in another currency). There is no fixed maximum limit: financing is adjusted according to your personal or professional needs.
All our loans are offered at a fixed annual rate of 5%, ensuring full transparency and simplified repayment management.
Yes. Credit insurance is mandatory to protect the borrower and ensure loan security in case of unforeseen events until full repayment.
We offer personal, real estate, and business loans, as well as investment financing solutions. Each request is individually assessed based on the client’s profile and objectives.
Once your file is approved and credit insurance is activated, funds are usually transferred to your account within 24 to 48 business hours.
An ID document, proof of address, and a completed application form are required. No income proof is required for personal loans.
Yes, early repayment is possible at any time without penalty, allowing you to reduce remaining interest over the loan term.
Yes, we offer financing solutions dedicated to businesses, including investment, expansion, and cash flow management.
Once your application is submitted, our analysis team reviews all information. After approval, you receive official confirmation and contract documents to sign.
Yes, Valais Group offers secure and personalized investment solutions for individuals and businesses, tailored to your financial goals.
Yes. We accept applications in multiple currencies (EUR, CHF, USD, DKK, etc.), subject to conversion based on current exchange rates.
No. All fees are clearly stated before contract signing. Once the loan or investment is approved, no hidden costs apply.
Let’s build together
Whether you are an individual or a business, Valais Group supports all your credit, loan, and investment projects. Together, let’s develop your financial future.
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